Who is contacting you, and who would buy your home?
Start by identifying the person contacting you and the buyer they propose to put in the contract. Ask for the buyer’s full name, business name if applicable, reliable contact information and role in the transaction. Keep the original letter, text or email so you can compare the introduction with the paperwork later.
An unsolicited investor home offer can arrive before you have considered selling. That puts the first decision ahead of the price discussion. You need to decide whether there is enough clear information to continue the conversation. A polished website, friendly caller or local phone number gives you something to investigate. Ask who will answer questions and who will sign for the proposed buyer.
If the buyer describes a Texas business entity, the Secretary of State’s SOSPortal is a starting point for business filing research. If the contact says they are a real estate agent or broker, use TREC’s License Holder Search to check that claim. Treat each search as one piece of evidence. A matching business record does not establish available funds or explain whether the person has authority to sign.
Keep the roles explicit. Ask whether the person is buying for themselves, working for a company, representing someone else or arranging a transaction involving another buyer. If the contract names a different entity from the one introduced in the message, ask for an explanation before moving ahead. Give that explanation and the documents to the professionals reviewing the proposal.
Your New Braunfels home does not need to become an urgent project because someone approached you. Decide what you are comfortable discussing first. You can ask for written information before arranging a property visit. An independent local agent can help organize the comparison. This guide to choosing a New Braunfels listing agent can help you prepare for that conversation.
What should the written offer explain before you consider signing?
Ask for the complete proposed offer and every document it references. The useful review covers the buyer, property, price, costs, conditions, closing arrangements and possession. A headline price and a promised closing date leave too much of the proposed sale unexplained.
Compare the written terms with what the contact told you. If the message says the buyer will handle everything, ask where each responsibility appears in the proposal. If the conversation describes a sale without repairs, ask what inspection, access or later price discussion the documents contemplate. Have your agent organize the business questions and a Texas attorney explain legal provisions that affect your situation.
The TREC residential resale form page identifies Form 20-19, effective July 1, 2026. It describes a form for one-to-four-family residential resales and excludes condominium transactions, builder new homes and farm and ranch properties. That makes document fit a useful question, especially for a Hill Country property with land. Ask which documents are appropriate for your sale rather than assuming every property or investor proposal uses the same form.
Keep the promise beside the proposed term
Prepare a short comparison for the person reviewing the offer:
- What price did the buyer discuss, and what price appears in writing?
- Which seller expenses does the buyer propose to pay?
- What reviews, approvals or other conditions remain?
- Who is named to handle closing, and what date is proposed?
- When would you move out, and what access is requested before then?
For a home with acreage, outbuildings or belongings you plan to keep, ask whether the property description and included items match your understanding. These are questions about this proposed sale. They do not establish a property’s value or tell you how a clause will operate.
Keep a copy of each version you receive. If the buyer supplies a revised proposal, ask your reviewers to identify the changes before you treat it as the same offer. A calm review should leave you knowing which questions have answers and which still need a response.
Will this investor fund the purchase or involve another buyer?
Ask the contact to explain the payment plan and whether they expect to bring another buyer into the transaction. Request a clear account of who intends to purchase the home, how funds will be demonstrated and whether an assignment is contemplated. The word cash alone does not resolve those questions.
TREC’s 2022 wholesaling survey describes a model in which a person enters a purchase contract and sells their contractual interest to a third party before closing. That historical explanation helps you ask about the proposed transaction model. It does not tell you whether your contract permits assignment or what current law requires. Give assignment language and related documents to a Texas attorney for review.
Ask whether the person contacting you expects to fund the purchase themselves or depends on finding someone else. Ask what evidence supports the proposed funding and who can help verify it. Keep the name associated with that evidence beside the proposed contract buyer’s name. If they differ, request an explanation and have the reviewing professionals assess it.
Discuss property access too. Who would visit, for what purpose, and how would appointments be arranged? If other investors may tour, ask how that fits the proposed transaction and your comfort with access. For an occupied New Braunfels home, those details affect the practical burden of considering the offer. Write down what is being requested before agreeing to a schedule.
Ask the proposed title professional about the closing process and records they would review. TDI explains that title agents examine public records for ownership problems. It also distinguishes the pre-closing title commitment, which has conditions, from the policy issued after closing. An opened file gives you a contact and a process to discuss. Ask what remains unresolved.
For background on those separate roles, read what a title company does in a Texas home purchase. Keep your immediate focus on this buyer’s proposed payment path and the questions the title professional or attorney still needs to answer.
How should you compare the investor offer with a listing alternative?
Compare estimated net proceeds, preparation, conditions and possession using the same property facts. Ask an independent local agent for a supported listing alternative, then put it beside the investor’s written proposal. Keep the possible listing result clearly marked as an estimate.
The investor offer may let you discuss fewer preparation tasks or a preferred move schedule. Ask what the written terms support. The listing alternative needs its own assumptions about preparation, sale price, expenses and timing. Neither path should win because one side uses a confident number while the other carries all the uncertainty.
For a New Braunfels house or Hill Country property, give the agent the condition details and records you have. Ask how the comparison accounts for the home, lot, improvements and unresolved property questions. Use Glen’s explanation of a New Braunfels CMA to understand the limits of an estimated sale-price range. You are using that estimate to compare choices, not assuming a future buyer will pay it.
| Comparison item | Unsolicited investor proposal | Potential listing route |
|---|---|---|
| Price evidence | Complete written offer and any stated conditions | Supported estimated range and its assumptions |
| Seller costs | Written responsibility for each proposed expense | Estimated costs with responsible parties identified |
| Preparation | Work or access the proposed terms contemplate | Preparation options and estimated effort |
| Closing and possession | Proposed dates and unresolved conditions | Planning assumptions that still depend on a buyer |
TDI says Texas title policy premiums are regulated, while other closing charges can vary. Buyer and seller may negotiate who pays the premium. Ask for a written estimated net sheet that identifies cost responsibility rather than treating a claim of no fees as a complete explanation. Have the title professional clarify their charges and the appropriate professional verify other estimates.
Keep convenience visible without inventing a dollar value for it. Write down the tasks each path would ask you to handle, the schedule you prefer and the uncertainties you can tolerate. Then decide which missing information could change your preference before making a commitment.
When are you ready to continue, ask for clarification or pause?
Continue to a professional offer review when you can identify the proposed buyer, understand their stated role and place a complete proposal beside a supported alternative. Ask for clarification when a specific missing document or explanation could make the comparison useful. Pause when pressure to act takes the place of answers.
Keep a short record with four entries: identity and role, complete written terms, payment and assignment plan, and estimated net comparison. For each entry, note what you received, what remains open and who will answer it. This helps you distinguish a question that is being addressed from one that keeps disappearing between calls.
If your move date matters most, have the reviewers examine the proposed closing and possession arrangements. If avoiding preparation is the attraction, ask what access or condition review still appears in the offer. If net proceeds lead your decision, finish the cost comparison before relying on the headline price. Your priority should guide the questions you ask.
Bring the original contact, current proposal, property details and unresolved questions to the review. Ask Glen to help compare the real estate choices, the title professional to address closing records and a Texas attorney to explain legal terms. A useful next step is one specific question with a named person responsible for answering it.
